12 UNITS

Every financial aid cliff has a date on it. Students find out after it passes.

Pell Shield watches the countdown clocks already sitting in your SIS — SAP timeframes, remedial caps, unit thresholds, award gates — and texts the student while they can still do something about it.

$0

/ semester · state completion grant

ADD/DROP9121516

DRAG. THE MONEY IS A STAIRCASE, NOT A RAMP.

90 CREDITS

Financial aid loss is almost never a surprise. It's just never announced.

90

A student attempts their 90th credit and federal aid stops. Not because anything went wrong — a 60-credit associate degree runs out of Title IV runway at 90 attempted credits, and changing majors twice was enough to get there.

11.5

A student registers for 11.5 units and forfeits $1,298 a semester in state completion money, because the threshold is 12 and nobody mentioned it during add/drop.

AAS→AA

A student switches from an applied science track to an academic transfer track, and their state technical scholarship silently voids.

Every one of these was knowable weeks in advance, from data you already have. The information existed. The message didn't.

THREE STEPS, ONE OF THEM AUTOMATED

It turns your SIS into a countdown clock — and then it makes the call.

DETECTS

Deterministic, not a guess

Pell Shield evaluates every enrolled student against a versioned rule pack — federal Title IV constraints, your state's aid programs, your own institutional policies. It's arithmetic against your data, not a model improvising about policy.

REACHES

A text, not a portal

When a student is near a cliff and can still act, Pell Shield texts them — with the deadline and the one specific thing to do.

ROUTES

Judgment stays human

Loan counseling, SAP appeals, eligibility determinations — those become briefed tasks in your aid office's queue, with the student's situation already summarized.

THE RULES YOUR STUDENTS ARE SUBJECT TO

Encoded, cited, and dated.

90 CREDITS

150% SAP timeframe

Federal aid ends at 90 attempted credits on a 60-credit degree. Pell Shield flags at 75, while course selection can still change the outcome.

30 CREDITS

Developmental cap

Remedial coursework has a hard federal ceiling. Students hit it without ever being told there was one.

JULY 1, 2026

Loan time limits

Loan eligibility is now tied to program length. A student taking 9 units a term stretches a two-year degree to four and runs out of borrowing halfway. Detectable at enrollment. Currently discovered at disbursement.

6 UNITS

The half-time cliff

Drop below 6 units and federal loan access suspends entirely. The same drop event your registrar already sees, with a second consequence nobody connects.

WHAT IT WILL NOT SAY

We built the constraints before we built the outreach.

Financial aid is not a domain where a confident wrong answer is a small error. So Pell Shield is designed around its own limits.

Policy is data, not a prompt.

Every rule carries a citation, an effective date, a named human verifier, and a hard expiry. Past expiry, the rule goes silent. We'd rather send nothing than send last year's number.

No unverified figure reaches a student.

A dollar amount that hasn't been checked against the issuing agency can generate a task for your staff. It cannot generate a text.

Missing data is never a guess.

If a field isn't in your extract, the rule goes dormant and appears on your onboarding checklist. It never resolves to "probably fine."

Judgment routes to humans.

Counseling, appeals, and determinations go to your counselors with a briefing — not to a student with an answer.

Every message is auditable.

Each text stores the rule and pack version that produced it. If a rule is ever wrong, you can enumerate exactly who was told what, in seconds.

48 HOURS

Live in two days. No IT project.

Pell Shield runs on a CSV extract. No integration sprint, no vendor queue, no eighteen-month implementation. Send us what your SIS already exports and we'll show you your own cliffs — how many students are inside 15 credits of the SAP cap, how many are sitting at 11 units during add/drop, how many enrolled with no FAFSA on file.

Boom is a system of action. It sits on top of your system of record and doesn't ask to replace it.

Send an extract. See your numbers.

14 YEARS

Built by a clinician who watched it happen for fourteen years.

Boom was founded by a school psychologist who spent fourteen years in under-resourced Los Angeles campuses watching students disappear — and watching the systems around them notice weeks too late. The thesis came out of that: stop-out is a detection problem, not an advising problem. Financial aid loss is its most predictable form, because the rules are written down and the dates are known.

FEB 2026

Live across two LCTCS campuses

30,000

Students covered

~41%

Preliminary summer melt reduction vs. control at BRCC

Preliminary, in-progress, not peer-reviewed, and measured on summer melt rather than aid recovery. We'll show you the methodology.

Your students' aid deadlines are already on a calendar. Just not theirs.

See Pell Shield on your data